Heabron

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Digital and rural farmers inclusion in finance

Why Rural Farmers Deserve a New Kind of Financial System

They may lack access to banks, but rural farmers don’t lack discipline. At Heabron, our data shows that smallholder farmers repay their loans on time, support their cooperatives consistently, and demonstrate remarkable financial commitment—even while being excluded from traditional finance. This is why rural financial inclusion matters. We created a system that not only provides […]

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Heabron extension officer walking along a rough, muddy rural road, carrying tools to support local farmers in remote villages

Roads May Be Tough, But Our Commitment to Farmers Is Tougher

In rural Nigeria, farmers face numerous challenges that hinder their progress, including poor infrastructure and bad road conditions. Despite these setbacks, agricultural extension officers remain committed to providing essential support to smallholder farmers, helping them adopt improved farming technologies that increase productivity and combat food insecurity. Research highlights that access to agricultural extension services is

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Agriculture in Nigeria: Technology, Farmers, and a Hunger-Free Future

The agricultural sector in Nigeria is at a critical juncture, facing numerous challenges that require strategic, tech-driven interventions. In 2023, Nigeria witnessed a significant decline in agriculture due to factors such as the removal of fuel subsidies, increased logistics costs, climate change, and widespread insecurity, which prevented farmers from working on their lands. These issues

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