Agritech Data Infrastructure

Turning farming
activity into
bankable data.

Heabron transforms smallholder cooperatives into creditworthy communities — giving farmers access to capital, markets, and the financial recognition they deserve.

2,000+
Farmer profiles
₦8m
Financing disbursed
3
States active
CoopScore by Heabron
Cooperative Credit Dashboard
Real-time scoring for agricultural cooperatives
948
Scored
79
Avg Score
45+
Coops
Tier A — Excellent
95–100% repayment · Strong governance
Premium
Tier B — Good
80–94% repayment · Reliable
Standard
Tier C — At Risk
Below 80% · Needs support
Review
Farmer Data Structuring Credit Scoring Financing Facilitation Portfolio Analytics Market Access CoopScore Platform Farmer Data Structuring Credit Scoring Financing Facilitation Portfolio Analytics Market Access CoopScore Platform
What We Do

Data infrastructure built
for the last mile.

We digitize farmer activity into structured profiles that lenders can trust — unlocking capital and markets for cooperatives across Nigeria.

Farmer Data Structuring

We capture farm-level data — yield, acreage, production activity — and organize it into verified digital profiles lenders can read and trust.

Learn more

Credit Scoring & Risk Assessment

Our CoopScore engine generates cooperative credit scores based on productivity and repayment behavior — enabling confident, data-backed lending decisions.

See how it works

Market Access Enablement

We connect verified cooperatives to buyers and ensure structured produce delivery — creating a reliable off-take channel that doubles as a repayment mechanism.

Learn more
75T
Agricultural financing gap we exist to close in Nigeria
2,000+
Farmers with verified digital credit profiles
700+
Farmers with improved access to formal financing
3x
Average income improvement for financed cooperative farmers
"Ayuba farmed for years without formal records. Through CoopScore, his production, yields, and repayment behavior are now digitally recorded — giving him a profile financial partners can trust."
A
Ayuba — Rice Farmer Cooperative member, Kwara State
Read farmer stories
Why Heabron

Built for farmers the financial system forgot.

Less than 10% of Nigeria's rural farmers receive structured financial support — not because capital doesn't exist, but because farmers lack the data infrastructure lenders need.

No collateral required — financing is based on verified data, not land titles
Cooperative-level scoring — group trust becomes a lender-usable risk signal
Data infrastructure, not lending — we are the layer that powers trust between farmers and capital
Market linkage built in — guaranteed buyers give farmers income certainty and repayment pathways
Get Started

Ready to join Africa's agricultural data network?

Whether you're a cooperative, lender, or agribusiness — there's a place for you in the Heabron ecosystem.

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