Heabron provides input financing and guaranteed markets to smallholder farmers by turning cooperative groups into trusted, low-risk units—powered by our innovative credit scoring system based on repayment, productivity, and governance.
Empowering Smallholder Farmers Through Smarter Finance & Market Access
At Heabron, we’re redefining rural agriculture by bridging the gap between farmers, finance, and fair markets. Our unique approach turns farmer cooperatives into creditworthy units by tracking repayment, governance, and productivity. This allows us to provide tailored input financing and guaranteed off-take—giving farmers the tools and opportunities to thrive.
We are shifting the paradigm of conventional and unethical sourcing by aggregating produce in a more sustainable and equitable way into our dedicated warehouse where they are received,sorted and prepared for modern commerce.
Heabron simplifies the value chains of grains by connecting agro-processors to our farmers’ warehoused produce in a more easier and faster way removing the need for many intermediaries.
Our model allows farmers access formal financing,training and inputs to grow high yielding crops.
We partner with financial institutions and private lenders supporting farmers to access quick loans.
With unique data to each farmer and regenerative farming methods we provide insight to farmers to grow higher yielding crops.
We provide warehouses to aggregate farmers’ produce to optimize supply chain,reduce cost ensuring timely availability of produce and supply chain management to meet demand of modern commerce.
Through our tech-enabled platform we connect farmers to a guaranteed and premium market.
Address: Ibadan Entreprenuers building 24, Awolowo Avenue, Old Bodija Ibadan, Oyo, Nigeria
Email info@heabron.com
Heabron provides input financing and guaranteed market access to smallholder farmers. We use a cooperative credit scoring system to assess farming groups and offer low-risk, data-driven funding based on their repayment history, productivity, and governance.
Only registered farmer cooperatives or organized farming groups are eligible to apply. We assess the group’s performance, governance structure, and repayment behavior before approving financing.
No. Our model is collateral-free. We use alternative data from cooperatives—including repayment patterns and productivity—to determine creditworthiness.
We finance and supply essential farm inputs like seeds, fertilizers, and agrochemicals, based on the specific crops and needs of each cooperative.
Repayment is made after harvest, typically through produce or cash, depending on the terms agreed upon with the cooperative. Our system ensures transparency and tracking throughout the cycle.
We partner with agroprocessors and offtakers to provide guaranteed offtake. Farmers are connected directly to buyers at fair prices, eliminating the need for exploitative middlemen.
Heabron is currently active in Oyo State and surrounding regions, with plans to expand across Nigeria in phases.
You can fill out our registration form on the website or contact our team via phone or email. A field agent will guide you through the onboarding process.
