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Rural finance

A smallholder farmer using a hoe to weed grass on his farm, representing the challenges of manual labor in agriculture and the need for rural finance solutions

The Financial Challenges Facing Smallholder Farmers in Nigeria

Leave a Comment / Agriculture, Asset-Based Finance, Food insecurity /

Rural finance is the missing link in Nigeria’s agricultural sector. Smallholder farmers produce ₦32 trillion ($83 billion) worth of food annually. Yet, despite their vital role in feeding the nation, 80% of farmers struggle to access finance, and only 4% have an active loan. This lack of financial inclusion prevents them from investing in better […]

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A financial institution representative meeting with smallholder farmers, bridging the financing gap with tailored solutions.

Rural Finance : Bridging the Financial Gap for Smallholder Farmers

2 Comments / Agriculture, Asset-Based Finance, Extension Services /

Agriculture is the backbone of many developing countries, with 3.1 billion people living in rural areas globally. In these regions, agriculture provides livelihoods for 1.3 billion people, 97% of whom are in developing countries. Yet, despite its critical role in food security and poverty alleviation, the sector faces significant challenges, particularly for smallholder farmers. Rural

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