A smallholder farmer using a hoe to weed grass on his farm, representing the challenges of manual labor in agriculture and the need for rural finance solutions

The Financial Challenges Facing Smallholder Farmers in Nigeria

Rural finance is the missing link in Nigeria’s agricultural sector. Smallholder farmers produce ₦32 trillion ($83 billion) worth of food annually. Yet, despite their vital role in feeding the nation, 80% of farmers struggle to access finance, and only 4% have an active loan. This lack of financial inclusion prevents them from investing in better […]

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