We provide smart, data-driven credit and guaranteed market access to farming cooperatives that have long been excluded from traditional finance systems. Our innovation, the Cooperative Scoring System, transforms how lenders perceive risk by using behavioral data and group accountability to unlock financing where it’s needed most.

In a country where less than 5% of rural farmers can access formal credit, Heabron is changing the story bridging the agricultural financing gap with trust, technology, and capital.

We don’t just fund farmers. We build systems of trust, grow communities, and power food systems.