Heabron leverages group credit scoring and data-driven insights to enable fair finance and guaranteed offtake
Empowering Smallholder Farmers Through Smarter Finance & Market Access
At Heabron, we’re redefining rural agriculture by bridging the gap between farmers, finance, and fair markets. Our unique approach turns farmer cooperatives into creditworthy units by tracking repayment, governance, and productivity. This allows us to provide tailored input financing and guaranteed off-take—giving farmers the tools and opportunities to thrive.
Heabron is redefining agricultural finance by shifting the model from individual-based lending to cooperative-based financing. Through innovative data tools, we unlook value for thousands of ural farmers by enabling access to inputs, financial identity and trusted market.
Heabron’s Cooperative Credit Scoring System assesses repayment behavior, governance and productivity at the group level. We offer performance-based financing, reducing risks, and connect cooperatives to guaranteed buyers and markets.
Cooperatives register digitally, providing group size, historical yields and farm data.
We track repayment, governance, input usage and productivity to scotre groups.
Qualified groups receive input loans and connect directly with trusted buyers
Build trust and creditworthiness through community collaboration
Real-time monitoriung and management of agricultural finances
Smart algorithms powered by peer insights and data
Connect with local farming groups
Set up your agricultural credentials
Receive your personalized score
Start growing your business
Commuity-driven oversight for better financial health
Collective strength in financial management
Connect with buyers and suppliers
Secure and efficient transaction processing
Advanced analytics for informed decisions
Empowering through knowledge
Join us in closing the financing gap and empowering agricultural communities worldwide.
Address: 14 Adenuga Street, kongi layout, Old Bodija, Ibadan 200212, Oyo State, Nigeria
Email info@heabron.com
